Address your "Four Walls" first

"When you’re up to your eyeballs in debt, it’s easy to panic. You may even be getting calls from creditors, final notices in the mail, and your electric company saying they’ll be shutting off your electricity any day.

That’s scary stuff. But don’t let those creditors bully you into making something like a cable bill a priority.

Your family comes first. That’s why you need to make sure your priorities are in the right order. And those start with a little something we call the Four Walls. (The four walls of your home have to be protected first.)

If you can’t pay all of your bills and are having a hard time making ends meet, these Four Walls should be what you spend your money on first (and in this order):

  • Food

  • Utilities

  • Shel